Welcome to your credit union!

KH Credit Union is a non-profit financial organization owned by its members – people like you! Credit unions, unlike other financial institutions, have no stockholders or paid board of directors so our earnings are returned to each member in the form of higher dividends on savings, lower rates on loans, fewer transaction fees, and many free services!

Our online site allows you to:
  • Check Account Balances
  • Transfer Funds
  • View Pending Transactions
  • Pay Loans
  • Pay Bills
  • Pay Credit Cards
  • Set up Mobile Alerts


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you request to open an account, we will ask for your full name including middle name, your physical address, date of birth, social security number or tax identification number or other information that will allow us to identify you. We will require a photo identification issued by a government agency, which would typically be your driver's license or state issued identification card and your Kettering Hospital Network photo ID badge.

KHCU will also verify credit and employment history by any necessary means, including preparation of a report by a credit reporting agency. Based on your credit rating, KHCU may not offer you all of our services and products or may deny your account request. If you do not wish for KHCU to obtain a credit rating, we will not be able to open an account for you.