This Agreement and Disclosure is the contract between you and Toledo Urban Federal Credit Union which covers your and our rights and responsibilities concerning the online and mobile banking services offered to you by Toledo Urban FCU (Federal Credit Union). These services permit you to electronically initiate account transactions involving your accounts at the credit union. By requesting and using the online and mobile banking service, referred to as online banking, you agree to the terms and conditions of this Agreement, and any amendments.
Anytime that you access your account(s) through a computer, mobile device, mobile application, or via text alert or text message, you are accessing the account through online banking. Standard data and text messaging rates may apply.
ONLINE BANKING ACCOUNT ACCESS: If we approve your application for the online banking service, you may use your personal computer, mobile device, or any other device that allows for internet usage to access your accounts at the credit union. You must use the password and username assigned to you, to access your accounts. Each person who is an owner on an account may apply for access via online banking service. Unless the primary owner notifies the credit union otherwise, any person who can transact business on an account as a joint owner will have the same capability electronically. You will need a personal computer, a mobile phone or tablet with access to the Internet in order to use the online banking service. You are responsible for the installation and maintenance of your computer. Toledo Urban FCU is not responsible for any errors or failures involving any telephone service, Internet Service, or for the software or hardware of your computer.
You may use the home banking services to:
View account balances and transaction history of your share draft (checking), share savings, and loan accounts
Make transfers between your authorized share draft (checking), and share savings accounts
*fee may apply